BACB Plus is not a standard internet banking – it is a multifunction bank on the internet. The platform provides you with unique banking advantages that you can benefit from via the various remote channels.

• You can become a client of the bank by opening a current account without visiting a bank office via online registration. 
• All the debit cards offered by Bulgarian American Credit Bank can be ordered online and delivered to the address provided by you. The PIN code you will receive via the service PIN by SMS.
• Through the platform, you can apply for a consumer loan and have the money transferred to your account without visiting a bank office.
• BACB Plus makes it possible to execute payments, transactions or utility payments through your phone.
• You have the opportunity to have detailed information in real time on all account movements and the status of all banking products and services.

You can do all this and much more via the different remote channels of the BACB Plus platform – a transactional portal, mobile banking and information center.  

The extremely easy navigation of the transactional portal is combined with the highest security level. BACB Plus is the only banking system with an encrypted access with anti-phishing protection based on choosing personal image and phrase upon initial registration.

To achieve easier and effective banking through the BACB Plus portal, you can also use the innovative customer-oriented functionalities. For example, the Calendar of payments gives you a detailed information about all payments during the month, including utility, regular or future payments.

Mobile banking was designed to allow you at any time to execute transactions or make utility payments and monitor what happens with the products you use. The mobile application of BACB Plus was created for users of iOS и Android.

Banking through the virtual transaction portal on the BACB Plus platform is executed with electronic TANs (transaction authorization numbers) you receive with an SMS. For mobile banking, this can be done with a PIN, which you enter upon registration.

More information about authorization of operations true the Virtual bank channels find here

Operations	Virtual portal	Mobile banking	Info centre
New client remote registration	QES
Signing of contracts	QES/E-TAN *
Login identification in BACB Plus	Username & password/E-TAN	Username & password	Personal identification number and PIN
Authorization (signing) of transactions	E-TAN	PIN
* Contracts for micro credits online are only signed via qualified electronic signatures

You can find the supported browsers and OS here

Operating system	Browser	QES	E-TAN
Apple Mac	Safari S6
Apple Mac	Mozilla Thunderbird
Windows 8	Internet Explorer
Windows 8	Google Chrome
Windows 8	Mozilla Firefox
Windows 10	Edge
Windows 7	Internet Explorer
Windows 7	Google Chrome
Windows 7	Mozilla Firefox
Android	App
iOS	App

In the table below you can review the possibilities of each of the remote banking channels.

Products and services	Virtual portal	Mobile banking	Info centre
New client registration
Opening of a new current account (BGN, EUR, USD)
Opening/closure /management of a saving account  (BGN, EUR, USD)
Information on saving account
Execution of transfer
Payment of utility bills
Cards issuing
Cards management (limits)
Information on card products
Credit requests (micro credit online)	with QES, only for individual clients
Information on credit products
Reports
Statements
Filing of electronic documents in the digital safe
Account management / Settings

In order to facilitate our communication with you, we support additional channels like Chat, Skype and a call back option through which you can request an exact date and time when a bank employee to call you. 

We offer you a banking service of new generation that will suit your modern life.

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