BACB Plus is not a standard internet banking – it is a multifunction bank on the internet. The platform provides you with unique banking advantages that you can benefit from via the various remote channels.
- All the debit cards offered by Bulgarian American Credit Bank can be ordered online and delivered to the address provided by you. The PIN code you will receive via the service PIN by SMS.
- BACB Plus makes it possible to execute payments, transactions or utility payments through your phone.
- You have the opportunity to have detailed information in real time on all account movements and the status of all banking products and services.
You can do all this and much more via the different remote channels of the BACB Plus platform – a transactional portal, mobile banking and information center.
The extremely easy navigation of the transactional portal is combined with the highest security level. BACB Plus is the only banking system with an encrypted access with anti-phishing protection based on choosing personal image and phrase upon initial registration.
To achieve easier and effective banking through the BACB Plus portal, you can also use the innovative customer-oriented functionalities. For example, the Calendar of payments gives you a detailed information about all payments during the month, including utility, regular or future payments.
Mobile banking was designed to allow you at any time to execute transactions or make utility payments and monitor what happens with the products you use. The mobile application of BACB Plus was created for users of iOS и Android.
Banking through the virtual transaction portal on the BACB Plus platform is executed with electronic TANs (transaction authorization numbers) you receive with an SMS. For mobile banking, this can be done with a PIN, which you enter upon registration.
More information about authorization of operations true the Virtual bank channels find here
Operations | Virtual portal | Mobile banking | Info centre |
New client remote registration |
QES |
 |
 |
Signing of contracts |
QES/E-TAN * |
 |
 |
Login identification in BACB Plus |
Username & password/E-TAN |
Username & password |
Personal identification number and PIN |
Authorization (signing) of transactions |
E-TAN |
PIN |
 |
* Contracts for micro credits online are only signed via qualified electronic signatures |
You can find the supported browsers and OS here
Operating system | Browser | QES | E-TAN |
Apple Mac |
Safari S6 |
 |
 |
Apple Mac |
Mozilla Thunderbird |
 |
 |
Windows 8 |
Internet Explorer |
 |
 |
Windows 8 |
Google Chrome |
 |
 |
Windows 8 |
Mozilla Firefox |
 |
 |
Windows 10 |
Edge |
 |
 |
Windows 7 |
Internet Explorer |
 |
 |
Windows 7 |
Google Chrome |
 |
 |
Windows 7 |
Mozilla Firefox |
 |
 |
Android |
App |
 |
 |
iOS |
App |
 |
 |
In the table below you can review the possibilities of each of the remote banking channels.
Products and services | Virtual portal | Mobile banking | Info centre |
New client registration |
 |
 |
 |
Opening of a new current account (BGN, EUR, USD) |
 |
 |
 |
Opening/closure /management of a saving account (BGN, EUR, USD) |
 |
 |
 |
Information on saving account |
 |
 |
 |
Execution of transfer |
 |
 |
 |
Payment of utility bills |
 |
 |
 |
Cards issuing |
 |
 |
 |
Cards management (limits) |
 |
 |
 |
Information on card products |
 |
 |
 |
Credit requests (micro credit online) |
 with QES, only for individual clients |
 |
 |
Information on credit products |
 |
 |
 |
Reports |
 |
 |
 |
Statements |
 |
 |
 |
Filing of electronic documents in the digital safe |
 |
 |
 |
Account management / Settings |
 |
 |
 |
In order to facilitate our communication with you, we support additional channels like Chat, Skype and a call back option through which you can request an exact date and time when a bank employee to call you.
We offer you a banking service of new generation that will suit your modern life.
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